It Gets better from today!

The Savvy Moms Budget Workbook is designed to help you leave your money worries behind.

If you are fed up of struggling to make it to the end of each month then you know you need to make a change. The Savvy Moms Budget Workbook will be your blueprint to better money management. Wouldn’t it be nice to not have to lose sleep over your financial situation anymore?

If you are ready to make a serious difference in your money situation then its time for action today!

About The Book

I believe so passionately in families getting out of debt and being able to live the life that they deserve.   The Budget Workbook is structured to not only help you look at your finances on a monthly basis but also to be able to go deeper than that by being able to see how the year is playing out.

I have realised on my own journey to financial freedom that you can only really understand your financial situation when you can step back from it for a moment.  That means putting everything down on paper.   For this reason The Savvy Moms Budget Workbook is made to go indepth and look at your income, expenses, savings and debts.

If like me you have been going into the red each month and all you want to do is be able to afford the odd icecream for your children without worrying about your bank balance then just know that there is hope. The workbook will help you to know exactly where each dollar is going every month.

You’ll be surprised what can slip through the net without you realizing it. I encourage you to use the workbook to track your money for the whole year and not just the odd month here and there.

You should do this because you always want to be moving forward with money, not stagnant and definitely not BACKWARDS!  Give your family that much needed boost by making a personal commitment to making a change from today onward.

 

The more honest you are about your answers the more the numbers can help you see what is really going on,
therefore try to fill out as much of the information as possible.

What’s inside

^

GOALS

Short, medium and long term goals
^

MONTHLY FINANCE OVERVIEW

Keep track of your commitments at a glance
^

INCOME BREAKDOWN

Both weekly and monthly
^

DEBT BREAKDOWN

Includes visual tracker as well as debt payment tracker month by month
^

NET WORTH TRACKER

Make sure you know exactly where you stand each month
^

SINKING FUNDS CHART

Don’t get caught out with those large expenses
If you are serious about making a change in your financial situation then you really can’t afford to miss out on this workbook.  It was the one thing that changed our money situation and it can for you too.

About the author.

Life has a way of throwing some serious curve balls at you.  I’m definitely no exception to that.  When I had my first child back in 2008, little did I know that money would become so hard to come by.  My world was shaken when I was unfairly dismissed from my job when they found out that I was pregnant.

Things went downhill from that point onward and in 2012 we found ourselves with a huge debt of £27,000 ($34,000).  Life was financially miserable until one day in 2016 we decided that enough was enough and we had to make a serious change.

Come 2018 we had paid off most of our debt with only a small amount remaining. During this time I tasked myself with learning all that I could about money. I quickly learned how to manage what we had whilst paying off debt at the same time.  It certainly wasn’t easy but 4 children later and we are almost out of the woods.  You can be too.
Dela Ainoo