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Once your family starts to grow you'll quickly see that the birthdays tend to come around much sooner than you realize. If you are not really careful you can quickly end up spending huge amounts of money on this one day event. In the name of all things budgeting,...

The phrase living below your means can sound quite scary. In fact, it can make you feel downright miserable. That's the wrong perception of living below your means. Living below your means simply means that you spend less than what you earn each month. Nothing wrong...

If you have been busy trying to work out how on earth to sort out your finances then you must have come across the name Dave Ramsey. Dave Ramsey is a financial guru who is renowned for giving people helpful advice on getting their personal finance back on the right...

Have you ever heard the words sinking fund and thought to yourself it sounds like something really complicated? Perhaps it sounds so complicated that it can't possibly apply to you. Don't worry I've been there too. A sinking fund is actually really simple to...

As single people, we can sometimes take for granted the amount of money that goes through our hands. It's an easy thing to do. Life happens, we get married and we have children. Your money situation changes. I remember when I first got married. Being married and...

When we talk about cutting our expenses down it can sound downright miserable! No one wants to cut expenses because in some strange kind of way it feels like failure. I can tell you right now that it's not. If you are having money troubles the smartest thing that you...

Going shopping for groceries is no joke! Seriously, have you noticed how much your shopping budget is recently? Mine used to be horrendous until I learned a few little tricks that started to help me out. I have finally been able to cut the cost of my grocery budget...

If you are looking for a life outside of being stressed out about money all the time and want to make a change whilst still being able to accomplish your financial goals, then perhaps you should be thinking about living a frugal life. Most people think that being...

Every family on the planet should have emergency money for those few times that something truly unexpected happens in life that you really didn't expect. I know it may seem like you've heard it all before but really take the time for this to digest. There is a very...

We all know that money is not everything in this life BUT it surely helps you to achieve your dreams. That's why I think its really important to have some money tucked away for the things that you really want to do. It could be saving up for a new house, taking a...